U.S. Senator JD Vance forecasts that the number of Americans owning Bitcoin could rise from 50 million to 100 million by 2025. Speaking at the Bitcoin 2025 conference, Vance described Bitcoin as a symbol of innovation, financial freedom, and a hedge against inflation and government overreach.
Vance’s remarks coincide with the anticipated passage of the Clarity Act, legislation aimed at resolving regulatory uncertainties surrounding cryptocurrencies in the United States.
The Clarity Act: Defining Crypto Regulation
The Clarity Act seeks to clarify which tokens qualify as securities and which fall under commodity classification. This distinction aims to resolve jurisdictional disputes between the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC), which have complicated regulatory oversight for projects, exchanges, and investors.
Bitwise analysts estimate an 80% likelihood that the Clarity Act will become law by early 2026. The bill’s approval could establish a clear legal framework, enabling banks, corporations, and institutional investors to more confidently integrate blockchain technology and Bitcoin into their operations.
Wall Street and Main Street Poised for Growth
Interest from Wall Street, including the emergence of Bitcoin exchange-traded funds (ETFs), has already increased confidence in digital assets. Regulatory clarity provided by the Clarity Act is expected to accelerate this trend, encouraging more institutions to launch crypto-related products.
As a result, a greater number of Americans may begin to consider Bitcoin as a viable option for long-term savings and retirement portfolios.
Bitcoin Market Overview
| Metric | Value |
|---|---|
| Current Price | $109,956 |
| Circulating Supply | 19.94 million BTC |
| Total Supply Cap | 21 million BTC |
| All-Time High | $126,198 (October 7, 2025) |
| Lowest Historical Price | $0.0486 (July 2010) |
| Price Change Since 2010 | Over 226 million percent increase |
| 50-Day Moving Average | $114,076 |
| 200-Day Moving Average | $109,491 |
Despite a 12.8% decline from its recent peak, Bitcoin maintains strong long-term momentum. Its fixed supply cap supports its status as a deflationary asset, underpinning potential value appreciation over time. The 50-day and 200-day moving averages indicate Bitcoin remains in a broad uptrend amid short-term volatility.
Outlook for Bitcoin Adoption
Senator Vance’s optimistic forecast reflects wider expectations that Bitcoin adoption will expand as clearer regulations emerge. The Clarity Act could mark a turning point, making 2026 a pivotal year when Bitcoin moves from niche investment to a foundational element of the U.S. financial system.